London · 2025-26
Business Rates in Havering
Businesses in Havering paid £83.7m in net business rates during 2025-26, below the average English council's £93.2m.
Are you paying too much in Havering?
Check your rateable value and relief eligibility in about 60 seconds. Free, no sign-up.
Relief granted in Havering
Share of £28.7m total relief, 2025-26.
Havering at a glance
Havering granted £28.7m in relief overall, higher than the national council average of £26.3m. This included £7.7m in Small Business Rate Relief and £7.2m in retail, hospitality and leisure relief.
A further £8.0m went to charity relief and £5.8m to empty property relief, reflecting the mix of ratepayers across the local authority.
Havering has an estimated 10,650 active businesses, according to the latest ONS Business Counts (2025).
Havering ranks 176 out of 296 local authorities in England on the 2025 Index of Multiple Deprivation, where 1 is most deprived and 296 is least deprived.
Following the 2026 revaluation, the total rateable value of industrial property in Havering rose by 16.9% — if this pushed your assessment too high, an appeal may be worth considering.
Frequently asked questions
How much are business rates in Havering?
Havering's local authority collected £83.7m in net business rates income during 2025-26, based on the national multiplier applied to each property's rateable value, less any relief granted.
What reliefs are available in Havering?
Havering granted £28.7m in business rates relief in 2025-26, including £7.7m in Small Business Rate Relief, £7.2m in retail, hospitality and leisure relief, £8.0m in charity relief, and £5.8m in empty property relief.
How do I know if I'm overpaying?
If your rateable value looks high compared to similar properties nearby, or you're not currently receiving relief you may be entitled to, it's worth checking your assessment. Use our free checker to compare your rateable value and see if you may be eligible for a reduction or backdated refund.
Havering compared with London and England
- Average rateable value
- £36,157£28,764 below the London average (£64,921)£2,167 above the England average (£33,990)
- Largest sector by value
- Retail property, 31.9%12.2 percentage points above its 19.7% share in London
- Total rateable value, 2023 to 2026 list
- +13.9%London: +22.5%England: +19.6%
Counts and rateable values are from the stock of properties at March 2026, on the 2023 rating list. Changes are from the 2026 revaluation, comparing the 2023 rating list with the 2026 rating list.
Property mix
Havering comes 90th of 296 English councils on average rateable value (£36,157) and 27th of 33 in London. The same sector leads on numbers too: 36.6% of Havering's rateable properties fall in the retail category.
Retail makes up 36.6% of Havering's rateable properties and 31.9% of its rateable value, both above the 28.9% and 19.7% across London. At March 2026, around 40 of Havering's rateable properties had a rateable value of £500,000 or more, rising to around 50 on the 2026 list.
Change at the 2026 revaluation
Havering's +13.9% change in total rateable value at the 2026 revaluation was weaker than in 29 of the 32 other councils in London. The sharpest increase in Havering was in industrial property, where total rateable value rose 16.9% at the 2026 revaluation, compared with +24.4% for industrial property across London. No sector fell in Havering: retail property moved least, up 9.0% at the 2026 revaluation, compared with +13.6% for retail property across London.
Reliefs
In 2025-26, relief in Havering came to 25.6% of gross rates payable, above the 21.2% for England as a whole. Charity relief was the largest of the four main reliefs in Havering, at 27.7% of total relief, close to 29.7% across England.
Source: HM Revenue & Customs, using Valuation Office Agency data, and MHCLG relief returns. Open Government Licence v3.0. Method and rounding: /methodology.
See how Havering compares with the rest of the region: Business rates in London, State of Business Rates in England 2026 →
Nearby areas
Compare with other councils in London
Other London councils with their average rateable value, listed from the closest to Havering's £36,157.
- Business rates in Barnet£36,315 average rateable value, £158 higher than Havering
- Business rates in Croydon£38,157 average rateable value, £2,000 higher than Havering
- Business rates in Hackney£38,317 average rateable value, £2,160 higher than Havering
- Business rates in Haringey£29,016 average rateable value, £7,141 lower than Havering
- Business rates in Waltham Forest£27,768 average rateable value, £8,389 lower than Havering
- Business rates in Lewisham£27,414 average rateable value, £8,743 lower than Havering
Figures from MHCLG National Non-Domestic Rates statistics (2025-26), ONS UK Business Counts (2025), and English Indices of Deprivation (2025).
Updates for Havering
By email.